Identification Authentication Via Fingerprint Biometric Verification

Identity authentication is a part of identifying identity fraud risk. Advances in technology through fingerprint biometric services have cause biometric verification becoming a potential tool in identity verification.

What is identity authentication? The authentication process involves validating the identity presented is the specific person. It goes further than typical identity verification and seeks a confirmation that the individual presenting the ID accurately is the individual being represented by the ID.

Beyond Paper Identification:

The problem with paper identification can it be is not tamperproof. Efforts have now been created by states to increase security of state-issued ID cards; however, those seeking to perpetrate fraud have now been able to keep up with the technology changes. How can you match a criminal element specialized in staying one step ahead of paper identification cards? The answer, you need to change the identity verification process to an identity authentication process.

The aforementioned demonstrates the necessity for comprehensive identity authentication systems to greatly help mitigate identity fraud risk. Another requirement becomes apparent whenever you go through the steps required by comprehensive identity authentication systems–the importance of speed of validation. Consequently the system needs to be both accurate and efficient. How do this be performed in point of service situations?

Multiple Verifications Mitigate Identity Fraud:

There is a statistical assumption that the more verification checks performed, the better your odds are that you’re mitigating identity fraud risk. To do multiple verifications will demand yet another expenditure of time. To help keep the process of identity authentication accurate and efficient, what verifications checks have to be performed? In the previously list there was a product called “Connecting IDs to fingerprints,” this verification action can help hold the key to identity authentication.

Connecting IDs to Fingerprints, the Role of Fingerprint Biometric Verification:

Advances in fingerprint biometric technology have triggered the capacity to conduct biometric verification. Some solutions have the capacity to capture and link a fingerprint to an individual ID record. The result is a mitigation of identity fraud risk and fraud risk resulting from a person attempting to use multiple identities.

Fingerprint Biometric technology provides identity resolution, or the capacity to match anyone to one identity. The ability to find identity fraud patterns also prevents individual users from making multiple ID fraud attempts. One last advantage of fingerprint biometrics is that the fingerprint images are stored and open to police force and prosecution of identity fraud suspects.

Uses of Biometric Verification:

The capability for fingerprint biometrics to connect an individual fingerprint to an individual identity becomes desirable in several business applications. Biometric verification can mitigate identity fraud risk by linking a fingerprint to an individual stored identity. This technology becomes desirable in situations where high security is necessary for identity authentication just before new business being conducted. Applications such as opening a high-value new account or authenticating an identity through repeat transactions illustrate the requirement to implement biometric verification.

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